Privacy Policy

Introduction

Welcome to Valora. We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you use our mobile application and tell you about your privacy rights.

Information We Collect

We may collect, use, store and transfer different kinds of personal data about you:

• Identity Data: Username, email address
• Technical Data: Device information, operating system, app version
• Usage Data: Information about how you use our app and services
• Financial Data: Your investment portfolio data, transaction records (stored locally on your device)

How We Use Your Information

We use your personal data for the following purposes:

• To provide and maintain our service
• To notify you about changes to our service
• To provide customer support
• To gather analysis or valuable information to improve our service
• To monitor the usage of our service
• To detect, prevent and address technical issues

Data Storage and Security

Your investment portfolio data is primarily stored locally on your device. We use Firebase services for authentication and cloud backup. We implement appropriate security measures to protect your data against unauthorized access, alteration, disclosure, or destruction.

Security Measures

• Data encryption in transit and at rest
• Secure authentication protocols
• Regular security updates and patches
• Access controls and monitoring

Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information with:

• Service Providers: Firebase (Google) for authentication and cloud storage
• Analytics Providers: To help us understand app usage and improve our services
• Legal Requirements: When required by law or to protect our rights

Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate or incomplete data
• Request deletion of your data
• Object to processing of your data
• Request transfer of your data
• Withdraw consent at any time

Third-Party Services

Our app uses third-party services that may collect information:

• Google Play Services: For app distribution and updates
• Firebase: For authentication, cloud storage, and analytics
• Market Data Providers: For real-time stock and cryptocurrency prices

Children's Privacy

Our service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal data, please contact us.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

• Email: help@krayir.xyz

Valora Community

Valora includes an investor community inside the app. Separate documents apply to it: Community Terms, Community Guidelines, Moderation & Transparency and the Community Data Notice.